When you check your $1,800 monthly income against the income limits for SNAP, many factors come into play, like your household size and the allowed deductions. Here is a summary of the most important points that can help you determine your eligibility.
What are the income limits for SNAP?
SNAP eligibility primarily hinges on your household’s gross and net monthly income:
- Gross Income: Total income before any deductions.
- Net Income: Income after allowable deductions have been subtracted.
For the period from October 1, 2024, through September 30, 2025, the general income limits are as follows:
- Gross Monthly Income Limit (130% of the Federal Poverty Level):
- 1-person household: $1,632
- 2-person household: $2,215
- 3-person household: $2,798
- 4-person household: $3,380
- Net Monthly Income Limit (100% of the Federal Poverty Level):
- 1-person household: $1,255
- 2-person household: $1,704
- 3-person household: $2,152
- 4-person household: $2,600
Read more: Will I still get SNAP benefits or is it affected Trump’s federal funding freeze?
Can a single individual with a $1,800 monthly income qualify for SNAP?
If you’re a single person making $1,800 per month before tax, you exceed the gross income limit of $1,632 for one to count as a household. But there are deductions that will lower your net income below the $1,255 limit, which might make you eligible. These deductions include:
- Standard deduction: a fixed amount depending on household size.
- Earned income deduction: 20% of earned income.
- Excess shelter deduction: for housing costs that invoke more than half of your income after other deductions.
- Dependent care deduction: Includes from the care of a child or another dependent.
- Medical expenses deduction: For elderly or disabled individuals when expenses exceed a certain threshold.
Application of these deductions could bring your net income down, so check with your local SNAP office about your condition.
What about a couple with a combined $1,800 monthly income?
If you live in a two-person household, that is, you and your wife, the gross monthly income limit is $2,215. So, if your combined income is $1,800, then it is below threshold, a good sign that increases your chance of eligibility. However, when all the deductions are made, if your net income is $1,704 or below, you may still be eligible for SNAP.
How do deductions impact eligibility?
Deductions are important in assessing your SNAP eligibility. Subtracting allowed expenses from gross income can yield net income within the limits to qualify for the program. Some of the common deductions are:
- Standard: This is applied automatically according to household size.
- Earned income: This is unknown to the general public, allowing for actual work-related expenses.
- Excess shelter cost: Rent or mortgage payments, taxes, concerns, and utility costs may be deducted if they are more than half of adjusted income.
- Dependent care: These are expenses incurred with the care of children or disabled persons which would otherwise allow you to go to work or school.
- Medical expenses: This is for unreimbursed medical expenses of elderly and disabled members of your household that exceed a specified amount.
How to apply for SNAP benefits
If you believe you may be eligible for SNAP benefits:
- Contact your state’s SNAP office: Applications are processed at the state level. You can find your local office through the USDA’s website.
- Gather necessary documentation: This includes proof of income, identification, residency, and deductible expenses.
- Submit an application: Many states offer online applications, but you can also apply in person, by mail, or by fax.
- Attend an interview: A SNAP representative will discuss your application and may request additional information.
