Obtaining a Social Security number (SSN) for your child is a significant step in obtaining their legal identity and benefits. Obtaining the SSN for the child varies in process and timelines based on numerous factors, including the method used in applying and one’s locality.
Applying for a Social Security Number at Birth
The best time to apply for your child’s SSN is immediately after birth, usually at the hospital. Parents are given a birth registration form by the hospital, on which they can choose to have a Social Security number issued for the child. If this is checked, your child’s information is sent to the Social Security Administration (SSA) by the agency that issues the birth certificate. This process altogether facilitates the issuance of the Social Security card without adding additional steps on the part of the parents. The SSA recommends that hospital birth registration averts possible delay in case the application is made after a while since waiting might prompt additional verification of the child’s birth certificate.
State-by-State processing times
SSN application at birth processing times vary by state and jurisdiction and can typically take anywhere from 1 to 6 weeks.
A chart of average processing times by state, published by the SSA on their website, is available.
For example, as of end-quarter December 2024, Alabama and Georgia have an average processing time of 1 week, whereas Alaska and New Mexico have longer processing times of 5 weeks. Keep in mind that these timeframes are the amount of time it will take the state to forward the application and paperwork to the SSA. Two weeks from when the SSA receives this information is when the Social Security card will be sent.
What to do if there are delays
If you’ve waited the allotted time based on your state’s processing time and still have not received your child’s Social Security card, the SSA recommends that you call your local Social Security office for assistance.
Another option is to call the SSA’s national toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday, 8:00 a.m. to 7:00 p.m.
For parents living abroad, SSA also has other procedures in place under their “Service Around the World” section.
Other ways to apply
If a Social Security number was not requested during a hospital stay, parents may submit an application for a Social Security number for the child at an SSA local office.
This process involves completing an application and providing proof of the child’s United States citizenship, age, and identity, as well as the parents’ relationship to the child and their identity.
Most often, the child’s government-issued ID and the child’s birth certificate are required.
It is to be kept in mind that requesting the SSN in a non-hospital situation can take longer, as there might be other verification processes to be followed.
Significance of getting a Social Security Number for your child
An SSN for your child is necessary for the following reasons:
- Tax time: It is necessary to claim your child as a dependent on your tax return.
- Opening bank accounts: Banks may ask for an SSN when opening bank accounts or purchasing savings bonds in the name of your child.
- Medical insurance: Agents of health insurance may request the SSN of your child so that they may offer coverage.
- Government services: An SSN is needed when applying for some government services and benefits on your child’s behalf.
Filing for your child’s SSN at birth ensures timely access to these benefits and helps to establish their legal identity from the start.
