The Supplemental Security Income (SSI) payment is usually done on the 1st of every month. However, for February 2025, this date falls on a Saturday.
When the payment date falls on a weekend or federal holiday, the SSA sends your payment a little early – on the last work day of the previous month. In this case you will be receiving your February payment on Friday, 31st January.
Who is eligible to receive February’s SSI payment?
The SSI payment supports low-income people, including:
- Adults with disabilities.
- Children with disabilities that qualify.
- Individuals aged 65 or older with very limited income and resources.
What are the SSI payment amounts for 2025?
Here is the amount with the new 2025 COLA:
- Individuals: $967 per month.
- Couples (if both spouses qualify): $1,450 per month.
- Essential persons (those providing care to an SSI recipient): $484 per month.
So depending on your filing status the above is the amount you could be receiving 28 days from today.
How do you confirm your payment date?
Follow these steps to avoid unnecessary delays:
- Online account: Log into your my Social Security account to check payment history and expected payment dates.
- Direct deposit: Bank or credit union will process your payment on the scheduled date when you have your direct deposit set up.
- Paper checks: For paper checks, add a few days (a day or two) to what it normally takes to allow for mail delivery, particularly if there are postal delays in your area.
What should you do if your SSI payment is delayed?
Although most payments are sent on time, delays can happen. If you do not see your payment by the evening of January 31, 2025, here is what you should do:
- Check your bank account or mailbox: Sometimes, processing can take a few extra hours.
- Contact your bank: Check with your bank if you receive your payment via deposit.
- Reach out to the SSA: Contact the SSA for assistance.
What happens in months with early SSI payments?
Whenever an SSI payment is sent early, it is important to budget accordingly. For instance, since February’s payment arrives on January 31, the next SSI check will not come until March 1, 2025. This creates a slightly longer gap between payments than usual, so planning ahead can help you avoid financial stress.
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