Millions of Americans rely on Social Security benefits as a vital source of income. The Social Security Administration (SSA) distributes payments to beneficiaries of various programs, including retirees, survivors, and people with disabilities who receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) also known as, the Old Age, Survivors, and Disability Insurance (OASDI) programme. If you’re wondering when your July Social Security check will arrive, here’s a complete schedule of SSI and SSDI checks.
SSI (Supplemental Security Income) Payments
SSI payments are issued on the first day of each month, unless the first falls on a weekend or holiday, in which case the payment is made on the preceding Friday.
SSDI (Social Security Disability Insurance) Payments
SSDI payments are distributed on a specific schedule based on the recipient’s date of birth. Beneficiaries who filed claims before May 1997 receive their payments on the third of each month. Those who filed claims on or after May 1, 1997, are assigned a payment date based on their day of birth, as follows:
- Birthdays 1st-10th: Second Wednesday of the month
- Birthdays 11th-20th: Third Wednesday of the month
- Birthdays 21st-31st: Fourth Wednesday of the month
July Social Security Payment schedule
Here’s when you can expect your July Social Security payment:
- July 1: SSI payments for payees eligible for SSI before 1997
- July 3: SSDI payments for beneficiaries who receive both SSI and SSDI, live outside the U.S., have their Medicare premiums paid by their state, or filed for benefits before 1997
- July 10: SSDI payments for birthdays 1st-10th
- July 17: SSDI payments for birthdays 11th-20th
- July 24: SSDI payments for birthdays 21st-31st
Additional information
It’s important to note that if your scheduled payment date falls on a weekend or holiday, your payment will be issued on the preceding weekday. Additionally, retirees who receive SSI benefits do not follow the standard payment schedule, and their checks are issued at the beginning of the month, regardless of their date of birth.
Direct deposit and paper checks
The SSA offers two payment methods: direct deposit and paper checks. Direct deposit is the preferred method, as it’s faster and more secure. If you choose direct deposit, your payment will be deposited into your bank account on the scheduled payment date. If you prefer paper checks, your check will be mailed to you on the scheduled payment date.
Payment delays
In rare cases, payments may be delayed due to various reasons, such as:
- Holidays
- Weekends
- Bank processing times
- Mailing delays (for paper checks)
If you haven’t received your payment by the expected date, you can contact the SSA at 1-800-772-1213 to inquire about the status of your payment.
Changes in payment amount
Your Social Security payment amount may change due to various reasons, such as:
- Cost-Of-Living Adjustments (COLAs)
- Changes in your income or marital status
- Medicare premium changes
If you receive a payment that’s different from your expected amount, you can contact the SSA to understand the reason for the change.
Who is eligible for Social Security: SSI & SSDI Payments in July 2024
The list of eligible people to receive Social Security check in July 2024 for SSI & SSDI payments are given below;
- Young people diagnosed with a medical condition that inhibits their ability to work.
- People aged 65 years or above.
- People who are disabled.
- People who have worked in jobs covered by Social Security.
SSI and SSDI Payment Schedule
Social Security payments are a vital source of income for millions of Americans. Understanding the payment schedule can help you plan your finances and ensure that you receive your benefits on time. Remember to check your payment date based on your birthday and program type, and don’t hesitate to contact the SSA if you have any questions or concerns about your benefits.
