When does the Social Security payment arrive in July? Retirees who will collect up to $4,873 starting on July 10

Find out when payments are being made in July so you can plan your budget accordingly.


The Social Security Administration (SSA) has different days for disbursing benefits. July 10 is the payment day for those whose birth date falls between the 1st and 10th of the month.

Individuals who filed for their retirement benefits at age 70 are the only ones eligible for a monthly benefit of $4,873.

Social Security Administration Payment for July

According to the SSA, about 77% of benefits are paid to retirees and the rest to those with a disability. The Supplemental Security Income (SSI) is usually paid on the July 1. This applies to those who qualify based on age, disability, and financial need. Individuals who claimed their benefits before May 1997 will receive their payment on July 3. 

Retirees whose birth dates fall between the 1st and 10th of the month will receive their payment on July 10. Retirees whose birth dates fall between the 11th and 20th and the 21st and 31st of the month will get paid on the July 17 and 24 respectively. Payments may take two to three days to be received by the recipients.

Maximum Retirement Benefits 

The maximum retirement benefit that can be received by retirees monthly is $4,873. This benefit is only accessible to retirees who applied for their benefits at age 70 as people who applied for their benefits for the first time below this age receive less. Here is the list of retirement benefits payments;

  • Maximum monthly benefits for individuals who retire at age 70 is $4,873
  • Those who retired at the full retirement age of 67 can receive up to $3,822 per month
  • Early retirees, starting at age 62, can expect to receive up to $2710 per month.

Eligibility Criteria for Retirees to Receive the Maximum Amount of $4,873

  • You must file for your benefits at age 70. If you file earlier than this age, the monthly payment will be up to $4,873. Therefore retiring at age 70 makes you eligible.
  • You must have paid your Social Security taxes for at least 35 years. This means you must have worked for 35 or more than that and earned the maximum taxable income each year.
  • Your birth date must be between the 21st and 31st of the month as the schedule pays up to $4,873 on July 24th.
  • You must have started collecting retirement benefits after May 1997.

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