Social Security Disability Insurance (SSDI) and Veterans’ benefits are two distinct programs designed to provide financial support to individuals who are unable to work due to disabilities.
SSDI is administered by the Social Security Administration (SSA) and is available to individuals who have paid into the Social Security system through payroll taxes. Veterans’ benefits, on the other hand, are provided by the Department of Veterans Affairs (VA) and are available to veterans who have disabilities related to their military service.
Eligibility criteria for SSDI
To qualify for SSDI, you must meet the following criteria:
- Work credits: You need to have earned enough work credits by paying Social Security taxes. The number of credits required depends on your age at the time you become disabled.
- Disability definition: Your disability must be severe enough to prevent you from engaging in Substantial Gainful Activity (SGA). The SSA defines SGA as earning more than a certain amount per month (adjusted annually).
- Duration of disability: Your disability must be expected to last at least 12 months or result in death.
Eligibility criteria for Veterans’ benefits
Veterans’ benefits are available to those who have disabilities connected to their military service. The VA evaluates the severity of the disability and assigns a disability rating, which determines the amount of compensation. Unlike SSDI, VA benefits can be awarded for partial disabilities.
Can you receive both SSDI and Veterans’ benefits?
Yes, it is possible to receive both SSDI and Veterans’ benefits simultaneously. However, you must apply for each program separately, as they have different eligibility criteria and application processes. Receiving one type of benefit does not automatically qualify you for the other.
Differences between SSDI and Veterans’ benefits
While both programs provide financial assistance to individuals with disabilities, there are key differences:
- Source of benefits: SSDI is funded through Social Security taxes, while Veterans’ benefits are funded by the federal government through the VA.
- Eligibility requirements: SSDI requires a certain number of work credits and a severe disability that prevents any substantial work. Veterans’ benefits require a service-connected disability, and partial disabilities can qualify.
- Application process: Each program has its own application process and documentation requirements.
How to apply for SSDI
- Gather necessary documents: Before applying, collect medical records, work history, and other relevant documents.
- Complete the application: You can apply online through the SSA website, by phone, or in person at a local SSA office.
- Submit medical evidence: Provide detailed medical documentation to support your disability claim.
- Wait for a decision: The SSA will review your application and medical evidence to determine eligibility. This process can take several months.
How to apply for Veterans’ benefits
- Gather necessary documents: Collect your military service records, medical records, and any other relevant documents.
- Complete the application: You can apply online through the VA website, by mail, or in person at a VA office.
- Submit medical evidence: Provide documentation of your service-connected disability.
- Wait for a decision: The VA will review your application and medical evidence to determine your disability rating and eligibility.
Expedited processing for veterans
The SSA offers expedited processing for veterans who have a VA disability compensation rating of 100% Permanent & Total (P&T) or who develop a disability while on active military service on or after October 1, 2001. This can significantly reduce the waiting time for a decision on your SSDI application.
