Long-term care is something of concern for a lot of veterans and their families, particularly when it comes to understanding the amount of care that is covered under the VA program. If you have questions about whether or not the Department of Veterans Affairs (VA) pays for nursing homes, assisted living, or home health care, you need to know that the answer to these questions is dependent on a number of criteria such as your eligibility as well as your needs.
What kinds of long-term care services does the VA offer?
The VA provides a number of long-term care services for veterans who need ongoing medical or personal support. As a veteran, you can have access to these services in different settings, depending on your needs. Here is what is available:
- 24/7 nursing and medical care: Includes skilled nursing care in a facility.
- Help with daily activities: Assistance with tasks like bathing, dressing, cooking, and taking medication.
- Physical therapy and comfort care: Focuses on rehabilitation and pain management.
- Caregiver support: Helps family caregivers with skilled assistance or temporary relief.
You can receive these services in different locations, such as nursing homes, assisted living facilities, adult day health centers, or even your own home with the help of a caregiver.
Read more: VA benefits boost: flagship Veterans’ package passes House – What does it mean for you?
Does the VA pay for nursing homes?
Yes, the VA pays for nursing home care under different circumstances. You must meet eligibility criteria, including being enrolled in VA health care and having a history of demonstrated medical need. The VA prioritizes veterans with service-connected disabilities or those who require nursing home care for conditions related to their military service.
Nursing home care may be provided in:
- VA-run facilities.
- State veterans homes.
- Community-based nursing homes that partner with the VA.
Keep in mind, even if the VA covers nursing home care, you may need to pay a copay depending on your income and service-connected status.
Does the VA pay for assisted living?
The VA does not directly pay for assisted living facilities. However, veterans may qualify for financial assistance through other VA programs to help cover the cost. For example:
- Aid and Attendance (A&A) benefits: This program provides additional financial support to veterans who need help with daily activities.
- Veterans pensions: Eligible veterans with limited income can use these funds toward assisted living expenses.
If you think assisted living might be right for you, it is essential to work with a VA social worker to explore available options and resources.
Does the VA pay for home health care?
Yes, the VA can help cover home health care if you meet certain criteria. Home health care services may include skilled nursing, therapy, or help with daily tasks. Coverage is available if:
- You are enrolled in VA health care.
- Your doctor determines that home health care is medically necessary.
- A caregiver or service is available in your area.
The VA might provide care through its programs or by partnering with community agencies. Copayments may apply depending on your financial situation and the type of care needed.
How to apply for VA long-term care benefits?
If you believe you qualify for nursing home care, assisted living, or home health services, follow these steps to apply:
- Enroll in VA health care: This is the first step to accessing any VA benefits.
- Consult a VA social worker: They can help you understand your options and assist with applications.
- Call the VA helpline: You can contact the VA toll-free at 877-222-8387 for guidance.
